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Loan Rates
Rates as of 4/1/2008.
Rate Description Term APR APY
Share Secured Up to 60 Mos. 3.50% 0%
New Auto - 100% LTV Up to 60 Mos.-Call for details *As low as 5.400% 0%
New Auto-100% LTV 61 to 72 Mos.-Call for details *As low as 5.750% 0%
Used Auto (100% NADA Value) 2001-2008 Up to 60 Mos.-Call for details *As low as 5.400% 0%
Used Auto (100% NADA Value) 2001-2008 61 to 72 Mos.-Call for details *As low as 5.750% 0%
Boats-2005-2008 (90% LTV) Up to $15,000 60 Mos. *As low as 6.000% 0%
Boats-2005-2008 (90% LTV) $15,001-$25,000 96 Mos. *As low as 7.000% 0%
Boats-2005-2008(90% LTV) $25,001 & up 120 Mos. *As low as 7.000% 0%
RV's (85% LTV) 2005-2008 Up to $15,000 60 Mos. *As low as 6.000% 0%
RV's (85% LTV) 2005-2008 $15,001 - $25,000 96 Mos. *As low as 7.000% 0%
RV's (85% LTV) 2005-2008 $25,001 & up 120 Mos. *As low as 7.000% 0%
New Jet Skis/ATV's (90% LTV) Up to 48 Mos. *As low as 7.750% 0%
New & Used Motorcycle 2005-2008 (90% LTV) Up to 48 Mos. *As low as 6.500% 0%
New & Used Motorcycle 2005-2008 (90% LTV) Up to 60 Mos. *As low as 7.500% 0%
Signature/Line of Credit Up to 36 Mos. *As low as 7.750% 0%
Overdraft Protection Up to $1000 10.000% 0%
Visa Classic Up to $5000 12.900% 0%
Visa Gold $5001 - $10,000 10.900% 0%
Land (80% appraised value) 120 months max 7.000% 0%

Savings/Shares Rates
Rates as of 4/1/2008.
Rate Description Term APR APY
Regular Shares 0.750% 0.75%
Christmas Club 0.500% 0.5%

Certificates
Rates as of 4/1/2008.
Rate Description Term APR APY
Share Certificate (Min. $500) 6 Months 2.75% 2.78%
Share Certificate (Min. $500) 12 Months 3.00% 3.04%
Share Certificate (Min. $500) 24 Months 3.25% 3.29%
Share Certificate (Min. $500) 36 Months 3.50% 3.54%

IRAs
Rates as of 4/1/2008.
Rate Description Term APR APY
Traditional IRA ($500 and up) 2.5000% 2.52%
Roth IRA ($500 and up) 2.5000% 2.52%

*The annual percentage rate you receive is determined by your credit score.
APR = Annual percentage rate. APY = Annual percentage yield

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