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Good money management starts with an LFCU share savings account. With a $5 minimum deposit, you'll be eligible for dividends that are higher than the interest rate that banks pay on comparable accounts.
In contrast to other financial institutions that are owned by stock holders, credit unions are member-owned. Each quarter, after paying expenses and setting aside for our required reserves, a dividend is paid on the money in members share savings accounts. Check our rate sheet for current Share Dividend Rate, it is higher than you will find at most other institutions.
Savings are federally insured to $100,000.00 by the National Credit Union Administration (NCUA), an agency of the US Government.
How to Apply
Just complete an application for membership and deposit a minimum of $5 into the share savings account. Any of our friendly member service representatives will be glad to help you. | 
