Lorillard Federal Credit Union has always held member information and transactions in confidence, and has never sold member information for use by non-affiliated third parties. As explained below, we shall continue this commitment to protect information entrusted to us by our members and will not sell or give member information to non-affiliated third parties.

Lorillard Federal Credit Union does not share information about our members with other companies except in an effort to provide member service either through the Credit Union or our Credit Union service organization, or to make a special offer available that we feel may be of interest and benefit to our members. We require that the vendor not use member information for any other purpose. We may also provide information to regulatory authorities or law enforcement in accordance with applicable law. Non-member information is treated the same as member information.

Lorillard Federal Credit Union is committed to protecting the privacy of our members. Our web site does not require you to disclose any personally identifying information. If, however you choose to contact us via e-mail, your e-mail address and any other information your e-mail header shows about you, such as your name or organization will be reveled to us in your e-mail. We do not accumulate or store this information, except for the specific purpose of responding to your comments or questions. These messages are deleted after they are answered or completed. Your e-mail information will never be sold, nor will it be shared with others outside the credit union unless we are compelled to do so by law.

We do not knowingly collect or solicit personal information from children. We recognize that protecting children's identities and privacy online is important and the responsibility to do so rests with both the online industry and parents.

This policy does not address every possible contingency and circumstance, it is intended to provide guidance to Lorillard Federal Credit Union management, employees and members and is not intended to create enforceable rights. LFCU does not bear any responsibility for any actions or policies of third parties or non-affiliates. The Board of Directors may authorize exceptions to this policy. LFCU reserves the right to change this policy at any time, with or without notice.

All links or other connections to other internet web sites or mention of other companies is solely for informational purposes to our members and should not be construed as an endorsement or relationship other than what is plainly stated where such connect is made.

Members can help protect their privacy by:

• Protect your account numbers, card numbers, PINs and passwords. Never keep your PIN with your debt or credit card which can provide free access to your accounts if your card is lost or stolen.
• Use caution when disclosing your account numbers, social security numbers, etc. to other persons.
• Keep your information with us current. It is important that we have current information on how to reach you. If your address or phone number changes, please let us know.
• Let us know if you have questions. Please do not hesitate to call us.

Third Party Links Disclaimer

Lorillard Federal Credit Union's website contains links to third-party sites. These third party sites may provide links to other sites.  Any third-party links on Lorillard Federal Credit Union's site are provided solely as a convenience to you and not as an endorsement by Lorillard Federal Credit Union. Lorillard Federal Credit Union is not responsible for the content of linked third-party sites, including without limitation any links contained in a linked site.  Lorillard Federal Credit Union does not endorse or guarantee products; information or recommendations provided by linked sites and is not liable for failure of products or services advertised on these sites. If you decide to access linked third-party web sites, you do so at your own risk. Your use of third-party web sites is subject to the Terms and Conditions of use for such sites.